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Ion Lapteacru was appointed member of the Supervisory Board of the National Bank of Moldova by the Decision of the Parliament of the Republic of Moldova No.117 of 16.05.2024. Ion Lapteacru is not an employee of the NBM.
At the time of his appointment, Ion Lapteacru has more than 14 years of academic and scientific activity in the field of finance and banking.
He holds a PhD in Economics from Université Montesquieu-Bordeaux IV (2008), and a PhD from Université de Bordeaux (2014). His main research topics are: Banking Microeconomics; Banking Regulation; Monetary Policy and Bank Behaviour; Banking Systems in Central and Eastern Europe.
Ion Lapteacru started his professional activity in 2000 as an economist of some licensed banks in the Republic of Moldova, after graduating from the Academy of Economic Studies of Moldova, speciality Banks and Stock Exchanges and from the Moldova State University, speciality Theoretical Physics. After his studies at the University of Bordeaux, where he obtained a master’s degree in economics and international finance, a PhD in Economics, he carries out an extensive teaching and scientific activity at the same university.
Ion Lapteacru is a member of the European Economic Association and a member of the French Economic Sciences Association. He participated in various research programmes, some as project leader, and attended more than 50 international conferences, seminars, workshops organised by internationally renowned universities and central banks.
As a professor and researcher, he collaborates with a number of universities and institutions: Alexandru Ioan Cuza University of Iași; Babes-Bolyai University of Cluj-Napoca; Academy of Economic Studies of Bucharest; Expert-Group Economic Research Centre of the Republic of Moldova; Raul Porras Barrenechea Franco-Peruvian Network; Universidad del Pacífico de Lima; United Nations Development Programme, National Human Development Report 2005/2006 for Moldova; Institute for Development and Social Initiatives Viitorul of the Republic of Moldova.
In the framework of the collaboration with the National Bank of Romania in the research project "Early Warning System: Romanian Case", Ion Lapteacru contributed to the development of the early warning system for Romania.
He is the author of several scientific publications and economic analyses.
Scientific publications:
Risk, Competitive Behaviour and Bank Efficiency
- 2022. What drives the risk of European banks during crises? New evidence and insights. Bordeaux Economics Working Papers BxWP2022-02.
- 2020. Bank Risk, Competition and Bank Connectedness with Firms: A Literature Review. Research in International Business and Finance (coautor Badarau C.) 51.
- 2017. Market power and risk of Central and Eastern European banks: Does more powerful mean safer? Economic Modelling 63, 46-59.
- 2017. Murphy-Topel adjustment of the variance-covariance matrix of a two-step panel data model: Evidence from competition-fragility nexus in banking. Economics Bulletin 37(2), 902-910.
- 2017. The Z-score is dead, long live the Z-score! A new way to measure bank risk. LAREFI Working Paper N°2017-01. (Available at SSRN: https://ssrn.com/abstract=2963525 [2] or http://dx.doi.org/10.2139/ssrn.2963525 [3] )
- 2016. On the consistency of the Z-score to measure the bank risk. LAREFI Working Paper N°201605. (Available at SSRN: https://ssrn.com/abstract=2787567 [4]).
- 2014. Do more competitive banks have less market power? The evidence from Central and Eastern Europe. Journal of International Money and Finance 46, 41-60.
- 2014. Efficience et pouvoir de marché des banques en Thaïlande suite aux crises financières. Revue Économique 65(5), 675-698 (coautor Lahet D.).
- 2012. Assessing lending market concentration in Bulgaria: the application of a new measure of concentration. The European Journal of Comparative Economics, 9(1), 61-84.
- 2011. L’impact de la concurrence sur l’efficience des banques : le cas des PECO. Revue Économique 62(2), 313-330 (coautor Nys E.).
- 2008. Market Power and Banking Competition on the Credit Market. Capitolul 11 in Risk Management and Value: Valuation and Asset Pricing, Mondher Bellalah, Jean-Luc Prigent, Jean-Michel Sahut (eds.), World Scientific Publishing Pte Ltd, Singapore, pp. 205-230.
The role of banks' risk-taking behaviour, market power and efficiency in monetary policy transmission
- 2019. (Un)Conventional monetary policy and bank risk-taking: a nonlinear relationship? Economic Modelling (coautori Brana S., Campmas A.) 81, pp. 576-593.
- 2009. The transmission of monetary policy in central and east European countries: what is the role of the banks’ market power and efficiency? South-East Europe Review 4, 461-476 (coautor Figuet J.M.).
- 2010. The banking competition and efficiency in the transmission of monetary policy in CEECs. International Journal of Economic Policy in Emerging Economies 3(2), 158-182.
The effects of prudential regulation on banks' risk-taking behaviour
- 2009. The impact of the Basel II ratio procyclicality on the banking loans portfolio (coautor Figuet J.M.).
- 2008. Incitation à la prise de risque sous la réglementation du capital: influence du pouvoir de marché des banques. Revue Économique 59(3), 463-473.
- 2008. L’influence de la réglementation du capital, de la concurrence bancaire et de l’assurance des dépôts sur le comportement risqué des banques. Brussels Economic Review/Cahiers Économiques de Bruxelles, 51(1), 105-130.
The role of foreign banks on risk-taking behaviour in Central and Eastern European banking markets
- 2019. Do bank activities and funding strategies of foreign and state-owned banks have a differential effect on risk taking in Central and Eastern Europe? Economics of Transition and Institutional Change 27, 541-576.
Convergence of bank behaviour in Central and Eastern European EU member countries
- 2018. Convergence of bank competition in Central and Eastern European countries: Are foreign and domestic banks going hand in hand? Post-Communist Economies 30(5), 588-616.
Debt profile of vulnerable emerging countries
- 2008. Three countries’ debt profiles: average maturities in Mexico, Brazil, and Russia. Journal of Multinational Financial Management 18(2), 94-111 (coautor Colliac S.).
Difficulties of prudential regulation
- 2015. « La réglementation prudentielle : une course après le vent ? ». Editorial in Newsletter du Larefi n°11, octombrie.
Effects of unconventional monetary policies on banks
- 2017. « Les effets sur les banques d’une politique monétaire non conventionnelle et les risques d’en sortir ». Editorial in Newsletter du Larefi n°14, noiembrie.