The Governor of the National Bank of Moldova, Ms Anca Dragu, participated in the Critical Infrastructure Protection Forum, held in Bucharest as part of the Digital Innovation Summit Bucharest, one of the most important regional events in Eastern Europe focused on the security of critical infrastructures, emerging technologies, and institutional resilience.
During the opening session, the NBM Governor participated as a keynote speaker, highlighting the increasingly important role of digital technologies and artificial intelligence in transforming the financial sector.
In her speech, Ms Anca Dragu emphasized that central banks are increasingly exploring the use of artificial intelligence to improve economic analysis processes, financial supervision, and monitoring of systemic risks, while maintaining a cautious approach in integrating these technologies.
"The financial sector is among the areas where the impact of this technological transformation is most pronounced, due to its nature based on large volumes of data and complex digital infrastructures. At the National Bank of Moldova, we are actively working to integrate new technologies and deliver modern, secure, and accessible financial services for consumers and the economy," the Governor stated.
At the same time, the NBM Governor presented the institution’s initiatives in the field of responsible use of artificial intelligence and digital transformation.
"The adoption of artificial intelligence in public institutions must be accompanied by robust governance mechanisms and data protection. At the same time, it is important to maintain the principle of human-in-the-loop, which implies that artificial intelligence systems support analysis and operational processes, but final decisions remain the responsibility of experts who verify and validate the results generated by technology," the Governor emphasized.
In the context of the European Union accession process, Ms Anca Dragu reiterated the commitment of the Republic of Moldova to align its national legislation with European standards. In this regard, the Republic of Moldova is committed to harmonizing legislation in the area of resilience for digital infrastructures in the financial sector by aligning with the European Regulation on Digital Operational Resilience for the Financial Sector (DORA). The DORA Regulation establishes uniform standards for the security of networks and information systems of financial entities such as banks, insurance companies, payment service providers, and electronic money issuers.
The Forum on the Protection of Critical Infrastructures is organized by the National Institute for Research and Development in Informatics (ICI Bucharest) and is part of the agenda of the Digital Innovation Summit Bucharest. The event brings together political leaders, cybersecurity experts, innovators from the private sector, and representatives from the academic community to discuss the integration of new technologies in strengthening institutional and economic resilience.