In light of recent public communications that have unlawfully used the names of public institutions, such as the National Bank of Moldova (NBM), we emphasise the importance of obtaining accurate information and verifying sources before taking any action that involves personal data, bank accounts, or fund transfers.
In this context, the central bank warns of investment offers promising quick and secure profits, particularly promoted via social media, messages, or phone calls. These schemes are found globally, using the names, logos, or images of well-known institutions, companies, or public figures without authorisation to create an illusion of credibility. Each scheme may look different, making it hard to recognise, and once funds are collected, the organisers disappear.
Therefore, it is recommended to adopt a prudent approach in both the financial and digital environments, especially when dealing with unsolicited requests or offers. Obtaining information from official sources, avoiding the sharing of sensitive data, and verifying any payment or transfer requests through institutional channels help mitigate the risks associated with such situations.
To avoid confusion, the National Bank of Moldova clarifies that it does not contact individuals to propose investments, does not request payments or fund transfers, does not grant loans, and does not mediate the contracting of loans. Furthermore, the institution does not provide investment services, does not manage portfolios, and does not promote investment products to the public.
Additionally, the NBM reaffirms that investments in cryptocurrencies are not regulated in the Republic of Moldova, and therefore user funds are not protected.
Practical guide - how to protect yourself from fraud attempts [1]
[2]
[3]
[4]
[5]
[6]
[7]
[8]
[9]
Recommendations for increasing safety in the use of a payment card [10]